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Fire & Water - Cleanup & Restoration

Flooding in Murrieta Hot Springs?

7/5/2021 (Permalink)

A flooded street is shown. We are trusted leaders in water damage restoration services in Riverside County.

Does My Insurance Policy Cover this?

SERVPRO® of Murrieta responds to more water damage emergencies in Murrieta Hot Springs than any other form of property damage each year. It is important to review your homeowner's or renters' insurance policy and see what kinds of water damage the policy covers.

Here are some tips from the Insurance Information Institute to help you understand the different types of water policies:

Homeowners and Renters Insurance Policies

Homeowners' and renters' insurance provides coverage for burst pipes, wind-driven rain, and damage resulting from ice dams on your roof. Generally speaking, water that comes from the top down—such as rainfall and burst sprinklers—is covered by a standard homeowners policy.

Sewer and Drain Policies

Some policies cover sewer and drain backups, but many do not; however, you can purchase a sewer backup rider to your homeowner's or renters' coverage.

Flooding from Rivers

Typically, water that comes from the bottom up—such as an overflowing river—is covered by a separate flood insurance policy, which can be purchased from the federal government’s National Flood Insurance Program (NFIP), and from some private insurers. If you live in a flood-prone area, learn more about appropriate coverage.

Call Us Today!

When your home or commercial business requires water damage restoration services, SERVPRO® of Murrieta has a team of highly trained technicians ready to assist you. Call us today at 951-894-4392. We’ll restore your water damage in Murrieta Hot Springs, “Like it never even happened.” 

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